the scarce

As all know, money is scarce even if you are a money printer, you would never get enough of it too. I aim to be a millionaire or billionaire after reading an article in a finance magazine lately. Easy to say than do. But if you have heart and put in effort, you have moved forward a big step!

Consider a limited monthly cash for a student like me, I tend try hard to save half of it each month. There is also finite number of things I can achieve and make a significant difference.

Things I must accomplish:
1. bring your own bottle of water to anywhere
2. get kopi-o or 3-in-1 coffee or tea at cafe or better, make it at home instead of buying at premium coffee shops
3. eat at home as much as possible (you know sometimes you need to socialize)
4. bring biscuits or sandwiches for lunch to school or workplace, order a cheaper yet fulfilling dish if you must eat outside
5. cut down on shopping (there is a conflict of quantity and quality we will talk about later)
6. exercise or sports at a park or home or association facility with no expenses
7. read! instead of hanging out

Of course, I do not have the habit of smoking or drinking (I do drink occasionally, I just mean I dont NEED it). I guess this saves me a big bucket of gold compared to people who do. And I live at home and family provides me food and a sleeping place.


Ps: I think this is quite a success for me to write so much as my brain always blacks out when I want to write something.